General Liability Insurance in Aransas Pass, TX

Running a business means you may face situations where you’re deemed responsible for others’ losses. The financial consequences can be substantial if your activities or employees cause accidents that harm people or damage property. Therefore, investing in general liability insurance is a wise decision.

What Is General Liability Insurance?

Also known as commercial general liability insurance, this coverage can offer essential financial protection for your business. By purchasing a policy and paying regular premiums (e.g., monthly), you can access financial support to help reduce out-of-pocket expenses and losses from incidents affecting others.

What Does General Liability Insurance Cover?

General liability insurance can provide a solid financial safeguard by addressing various incidents and claims, including the following:

• Bodily injuries—This coverage can help cover the medical expenses and financial losses if a third party, such as a visitor, customer or passerby, is injured due to your business operations.

• Property damage—This aspect of commercial general liability insurance can offer financial assistance for repair or replacement costs if your business is responsible for damaging someone else’s property.

• Personal and advertising Injuries—This coverage can help if you’re accused of causing personal injuries or reputational harm, such as slander, libel or false advertising.

Even if you’re eventually cleared of wrongdoing, general liability insurance is crucial for funding your legal defense. You might struggle to defend yourself and set the record straight without adequate coverage.

How Much Does General Liability Insurance Cost?

To quote your business for appropriate coverage, a general liability insurance broker will typically consider several factors, including the following:

• Industry

• Location

• Years in business

• Number of employees

• Claims history

• Coverage limits

Learn More

At On the Coast Insurance Agency in Aransas Pass, Texas, we are committed to helping businesses in the area understand and meet their general liability coverage needs. Contact us today to get started.